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Straight answers about buying a home in Houston, plus notes for Realtors.

Quick summary

Answers about buying a home in Houston and Texas from loan officer Agustin Canales (NMLS #1484335).
How Much Do You Need for a Down Payment on a House in Houston?: Most buyers don't need 20% down. Here are the real minimums, and the other cash to plan for.
Can a Seller Pay My Closing Costs in Texas?: Yes, within program limits. Here's how much a seller can pay on each loan type.
Views to Closings: How to Turn Social Media Views Into Clients (Notes from Glennda Baker's Panel): My notes from the "Ask Glennda Anything" panel at HAR Engage, plus her most-viewed TikToks.

2026-11-02 · Buyers

Most buyers don't need 20% down. Here are the real minimums, and the other cash to plan for.

2026-11-02 · Buyers

Yes, within program limits. Here's how much a seller can pay on each loan type.

2026-11-02 · Realtors

My notes from the "Ask Glennda Anything" panel at HAR Engage, plus her most-viewed TikToks.